Euler, Fluid, SparkLend & LlamaLend: Manage Credit on Bitpont

Choose the market and account

Euler supports verified EVaults on Ethereum, Base and Arbitrum. Fluid ordinary credit, SparkLend and Curve LlamaLend v2 are currently Ethereum integrations. Select a market by its contract identity, underlying token and collateral token. Factory provenance identifies a deployment; it does not endorse its manager or guarantee its assets.

Euler subaccounts and collateral

Choose a subaccount from 0 to 255 before reading balances. Deposits can belong to that subaccount while borrowed proceeds return to the connected owner. Borrowing can enable a compatible collateral vault and debt controller in the same EVC batch. Inspect the collateral vault, controller, debt and available liquidity. Disabling collateral or a controller must pass protocol health checks. Portfolio reads subaccount 0 by default; other subaccounts need an explicit read.

Fluid ordinary loans

Open the Fluid credit page and select a verified type-1 vault. New positions create a position NFT. Existing actions require the exact owned NFT and vault: add or remove collateral, borrow more, repay, or close with a capped debt payment. Smart collateral, smart debt and native-ETH vault operations are not enabled. A full close uses a refreshed debt cap; the protocol can reject a cap that no longer covers the debt.

SparkLend reserves

Select the reserve and owning wallet. Supply and withdraw use the underlying token; borrowing and repayment use variable-rate debt. Repay using supplied tokens consumes aTokens rather than wallet tokens. Check collateral status and existing eMode before signing; the adapter does not change eMode or manage stable-rate debt. An approval transaction is separate from supply or repayment.

Curve lending and soft liquidation

LlamaLend v2 lending shares and borrowing positions are different exposures. Creating a loan selects collateral, debt and an allowed band count. Soft liquidation can convert some collateral into the borrowed asset; account collateral, converted amount, debt and health must be considered together. Repayment and collateral changes remain subject to controller rules. This adapter does not use external callbacks or legacy v1 markets.

Review, confirm and exit

Enter amounts in the units named by the form. Bitpont refreshes the contract state, limits and balances, reconstructs the transaction, and simulates it before review. Wallet changes invalidate the review. After signing, retain the transaction hash and wait for canonical finality before treating the action as complete. Reduce debt before releasing collateral where required. Refinance and cross-protocol composition are enabled only for the combinations explicitly offered; these new credit adapters do not automatically make every loan portable.