Understand this lending pair
Borrow USDT0 with XAUt0
Deposit XAUt0 as collateral in this market, then review a separate USDT0 borrowing transaction. Debt grows with interest. If the oracle-valued debt reaches 77% of collateral value, the position can be liquidated. The liquidation threshold is a boundary, not a recommended borrowing target.
Supply USDT0 without opening a loan
Supplying the loan asset lends USDT0 to this isolated market. It does not deposit XAUt0 collateral or create borrowing debt. Interest depends on this market’s utilization and interest model; withdrawals require available USDT0 liquidity.
Repay before releasing collateral
Repay in USDT0, including accrued interest. Withdrawing XAUt0 while debt remains increases your loan-to-value ratio. The action review checks this market’s current state and spending amount before asking your wallet to approve.
Verify the exact market
Another XAUt0 / USDT0 market can use a different oracle or liquidation threshold. The full market ID below distinguishes this position; token symbols alone do not.
- Market ID
0x1d094624063756fc61aaf061c7da056aebe3b3ad0ae0395b22e00db6c074de7c- Collateral token
0x40461291347e1ecbb09499f3371d3f17f10d7159- Loan token
0xfd086bc7cd5c481dcc9c85ebe478a1c0b69fcbb9- Morpho core
0x6c247b1f6182318877311737bac0844baa518f5e- Oracle
0xade5f08073e1097242f8e73c51213438d214896e- Interest model
0x66f30587fb8d4206918deb78eca7d5ebbafd06da
Find your market
Rates are variable. APR excludes compounding; unavailable liquidity is not zero.
Open an exact market ID
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Start with a market
Choose the collateral and loan asset you need. Inspect a market to read live rates, liquidity and your wallet’s position.
- Choose a network and market.
- Review liquidity and liquidation limits.
- Connect your wallet to manage a position.
Vaults or direct markets?
Explore curated vaults →Morpho vaults allocate deposits across markets under a curator’s strategy. Direct Blue supply gives exposure to one selected market. This workspace supports variable-rate Blue markets. Fixed-term products use different contracts and are not presented as interchangeable deposits.
Recent activity
Prepare funds. Follow your position.
These destinations follow the network selected above. Review each swap or bridge separately before funding a lending position.